Need to REFI.?

Here's to the best deal of refinancing with Citicorp Financial through a Primerica Rep. We closed on our house about a month ago. We have the same payment, got $10,000 extra to pay off our van and buy a new fridge. The best thing is we signed up for the biweekly payments, which we had done in the past, but with this company your payment is applied to your principal right when they receive it not at the end of the month. So we've already shaved off 8 years of a 30 yr mtg. from the start. Then I sent in a full month's payment as soon as I got our statement and that shaved off another 1 1/2 years. The most assuring news was, when we closed at our house the traveling notary said he had worked with 46 different companies and said this was the only one he knew of with this Smart Save program. If you want more info. you can contact me or my brother Brett Hooper @ 801-623-8101.